Investment Products
Vanguard Life Provident Plan
The Vanguard Life Provident Plan is group assurance plan which enables companies and other identifiable groups set up provident fund scheme for their members. The Plan has an in-built life assurance cover for each member of the scheme. Existing provident fund schemes can also be managed under the Vanguard Life Provident Plan.
Vanguard Smart Plan
The Vanguard Smart Plan is an innovative life product that caters for both the long term investment and life protection needs under one contract. It comes in three different options:
• Smart Retirement Plan
The retirement plan provides the policyholder with a
supplementary and more adequate income for retirement.
• Smart Target Plan
The target plan provides the policyholder with adequate funds for all
the good things of life that we desire a car, a house, an income
generating venture, a wedding, holidays, abroad, etc.
• Smart Child Education Plan
The child education plan provides the policyholder with sustainable funds
for the ever increasing cost of educating their children and wards.
Vanguard Susu Plan
The susu plan is an innovative micro-life assurance policy that enables individuals and organized groups to mobilize medium to long term capital through daily contributions. The plan also offers life and disability assurance benefits in event of the death or permanent disability of the contributor.
Vanguard Comprehensive Welfare Policy
The comprehensive welfare policy is a group life and accident policy which provides death and disability benefits to individuals and groups in event of the unfortunate demise of an insured individual or a member of the insured group.
The policy can be extended to cover a named critical illness or illnesses and pays out a lump sum to the life assured when he/she is diagnosed by a registered medical practitioner to have contracted any of the diseases named in the policy.
Vanguard Farewell Plan
The farewell policy is a whole-life assurance policy designed for individuals and groups to make adequate provision for financing the funerals of themselves and their loved ones – spouse, children, parents and parents in-law, and their members in case of groups.
The policy pays out the sum assured to a named beneficiary within Forty Eight hours on the death of a life assured provided relevant documents are submitted.
Vanguard Loan Protection Plan
The loan protection plan provides death and disability cover to a loan beneficiary. The policy pays out the scheduled outstanding loan balance to a named policy beneficiary usually financial institutions or companies which grant loans to their staff upon the death or permanent disability of the loan beneficiary.
Vanguard Mortgage Protection Policy
The mortgage protection policy provides death and disability cover to individuals who purchase mortgage facility through a mortgage financing institution. The policy pays out the scheduled outstanding mortgage loan balance to the institution that finances the mortgage upon the death and disability of the mortgage loan beneficiary.
Vanguard Key Person Assurance Policy
The key person assurance policy provides death and disability cover to a key person(s) of a company or partnership. The policy pays out the sum assured to a named beneficiary on the death or permanent disability of the life assured. The policy aims at replacing an income lost to an institution when a key person dies or becomes permanently disabled.
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